Bupa

About Bupa

Why choose Bupa?

Direct access to support for cancer, mental health and muscle, bone and joint conditions can have a significant impact on your employees and your business. Bupa offers fast advice in all of these areas, usually without the need to see a GP first.

Bupa Select health insurance with Digital GP gives your employees another way to see a GP – on their smartphones through Digital GP, in partnership with Babylon.

Access treatment history, submit claims, download documents, view health information and access member offers through My Bupa.

Receive discounts with Bupa member rewards.

What benefits could I receive?

Market leading mental health cover.

Full cancer cover as standard.

Access up to 600 hospitals in Bupa networks.

Cover for eligible out-patient consultations and treatment.

Cover for eligible musculoskeletal conditions.

Bupa consultant and facilities finder – Bupa customers can use http://finder.bupa.co.uk to find and research their consultant.

What does Bupa offer?

Health insurance
A range of cover options allows you to adapt aspects of your health insurance to suit your needs.
Dental and travel
A range of cover options allows you to adapt aspects of your dental or travel insurance to suit your needs.
Health assessments
Bupa’s health assessments can help you get a picture of your health and help identify any future risks.
Health cash plans
Claim cash back on some of your everyday healthcare costs.

CPME medical declaration

If you would like to consider moving your company’s group medical insurance plan, please read the following.

This page sets out the medical declaration for the recommended health insurer. As the group secretary for the plan you will be required to answer these questions to the best of your knowledge. Should you answer “yes” to any of these questions, we will require full details of treatment and will refer the information to the insurer’s underwriters for their consideration.

Are you aware of any employee(s) or their dependent(s) who have (in the last two years) seen a GP or any other healthcare professional or received treatment (including ongoing medication) for any of the conditions listed in questions 1 to 4 below?

Heart and stroke conditions including uncontrolled hypertension, angina and heart attacks.
Any form of cancer.
Back or spinal conditions, arthritic conditions and or joint replacements.
Any mental health conditions including stress and depression.

If you become aware of any changes to the information provided prior to the start date of the policy, you must notify us as this may affect the terms offered by the insurer.

Member eligibility
This page sets out the group member eligibility rules for this insurer:

Bupa’s company policies are intended to provide cover for employees, directors and other designated members of an actively trading business, based in the UK, these are known as main members.

Bupa’s definition of a main member is a person who is covered by the scheme by virtue of being eligible in their own right in accordance with the following rather than as a dependent: Individuals who meet at least one of the following eligibility requirements:

(a) The sponsor (if an individual)

(b) Any individuals who are partners of a sponsor (if the sponsor is a partnership)

(d) If specifically included by agreement with us (and subject to their being resident in the United Kingdom):

(i) Retired former employees who, at the time of their retirement were main members of the group; and / or
(ii) Widows, widowers, or civil partners of deceased main members

Employees means such persons as are in the employment (or other persons engaged in a relationship similar to that of employee) of the sponsor (or, subject to Bupa's express written agreement, any company which is associated to the sponsor).

Please speak to your consultant if you would like to provide cover for anyone that falls outside of this definition as we may need to seek authorisation from the insurer.